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SB240 First-Time Homebuyer Assistance Program Highlights

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*All Fieldstone Homes Incentives are a Preferred Lender Incentive. You must use First Colony Mortgage to qualify for promotions and incentives. Additional terms, conditions and restrictions apply and are subject to change without prior notice. Buyer/borrower is subject to qualifications for specific loan terms, occupancy, property type, down payment, credit, and underwriting requirements, and/or investor program guidelines. Speak with a Fieldstone Sales representative for complete details, requirements, conditions, and restrictions. Cannot be used in conjunction with any other offer. Promotion shall not be construed as an offer, and any agreement must be made in writing signed by Fieldstone, Fieldstone Homes' Preferred Lender, and/or buyer/borrower. Promotion requires use of Fieldstone Homes' Preferred Lender, but use of Fieldstone Homes' Preferred Lender is not a requirement to purchase the home. +The 3-2-1 buydown is a prepayment of interest on a mortgage for the first three years. The buydown rate is typically three percentage points lower during the first year, two percentage points lower during the second year, & one percentage point lower in the third year. Therefore, your payment will rise as the buydown funds are depleted. Monthly payment is inclusive of estimated taxes, insurance, PMI, and is based off a 780+ FICO Score. These loan estimates are not substitute for the expertise your First Colony Mortgage Consultant offers. The figures shown represent monthly principal interest payments, homeowners insurance, monthly taxes, and mortgage insurance (when applicable). These are estimates only, not guaranteed payment amounts. Mortgage insurance is required on all conventional loans with a down payment of less than 20% & all FHA loans. Lender paid Mortgage Insurance results in a loan with a higher interest rate than one with other mortgage insurance options. Estimated payments & APR are based on a 780+ FICO credit score. Loans are subject to credit approval. Not all buyers qualify. *All promotions and incentives require the use of our Preferred Lender. Restrictions may apply. Offers are subject to change without notice. Contact your Fieldstone Homes Community Sales Manager for information.

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